Testimonials

Premier One Insurance Services and Denise helped us find the best match for us at a better price than before... and made us feel comfortable switching our insurance after 10 years. I am a Realtor and can always count on amazing customer service and the best prices available. I'm grateful to have found Premier One Insurance Services and Denise and will continue to give them our business as well as our referrals.


...provide EXCELLENT customer service. Always proactive in providing renewal info and respond quickly when any documentation is required.


...makes my life just a little bit easier and that is so important! I have no reason to look elsewhere for my insurance needs.

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Saving Tips on
Auto Insurance

Increased comprehensive/ collision deductibles. Many carriers offer deductibles ranging from $100 to as high as $2500. A slight increase in your deductibles can result in significant savings in premium.

Multiple policy discounts. Some companies offer discounts if you also insure your home or additional autos with them as well.

Safety discounts. Discounts may be available for alarms, anti-theft devices, passive restraints, and anti-lock brakes.

Your type of vehicle. The age, size, horsepower, and performance of your vehicle may affect the cost to insure it. Consult with us before buying your next auto to see what the potential insurance costs will be.

Traffic School. Completing traffic school will remove a ticket from your driving record, which may reduce your insurance premium.

Special discounts. You may qualify for additional discounts based on your occupation, your completion of a defensive driving course, or if you are a good student. Some companies also give discounts based on how long you have been insured with them.

Note that discounts vary by company. To determine if you qualify please contact our office.

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We Represent Over 47 Top Carriers
Mercury Insurance Group The Travelers Indemnity Company Progressive Casualty Insurance Company Safeco Insurance - A Liberty Mutual Company The Hartford Insurance
Blue Shield of California ING insurance service John Hancock Life Insurance Kemper Preferred Insurance Metropolitan Life Insurance Company Allied Insurance - A Nationwide Company

Premier One, Reliable Insurance Services in South Orange County, CA

Welcome to Premier One Insurance, South Orange County's most trusted choice for reliable and affordable home, car and life insurance policies. For over 20 years we have provided thousands of individuals, families and businesses throughout California with the most comprehensive coverage at reasonable rates. We understand the importance of protecting your family, home, property and assets, that's why we provide the best insurance plans around for all of your needs. On average, new clients save over $300 when they switch to Premier One. We represent over 47 of the highest rated insurance companies in the industry, so we can find a policy that's a perfect fit, whether you're looking for low monthly payments, a low down payment, instant coverage, or affordable coverage after an accident. In addition, we constantly monitor industry rates and recommend policy changes to ensure that you always have most cost-efficient plan that keeps up with your changing insurance requirements.

Unlike some insurance companies, we are not a call center. Premier One's friendly, knowledgeable insurance experts at our conveniently located offices are ready to assist you with all your insurance needs, in person or over the phone. We will work with you to find the right insurance policy at the right price. We're proud that most of our business comes from customer referrals. To learn more about Premier One's insurance services in South Orange County, or for a free quote, call or visit us today.

Automotive Insurance in South Orange County, CA

With over 20 years of experience, Premier One aims to find drivers in South Orange County the best value in car insurance. We only work with the industry's leading auto insurance companies, such as Mercury, Progressive, Hartford and Safeco, who all provide exceptional service, customized coverage, 24/7 claims service and low rates. We offer the full range of policy options, such as liability, collision, comprehensive, medical, personal injury protection (PIP) and uninsured/underinsured. For more information about our affordable, reliable auto insurance for South Orange County, call today to speak with one of our local auto insurance experts.

Home Insurance in South Orange County, CA

Premier One's comprehensive, personalized home insurance plans for South Orange County allow for financial protection and peace of mind at highly affordable rates. We recognize how valuable an investment your home is, and we provide a variety of coverage options, such as dwelling protection, personal property, extended replacement cost, additional living expenses, personal liability protection, guest medical protection, and additional personal property coverage.

Our network of home insurance providers includes Mercury, Progressive, Safeco and Hartford -- all known for their financial stability, customized coverage, exceptional customer service, 24/7 claims service, and consistently low rates. To help you further reduce your premiums, discounts are available for the use of protective devices, gated communities, fire-resistant construction materials, newer homes, higher deductible selection, and multiple policies. Our knowledgeable home insurance experts will help you find the right plan for your needs at a reasonable price. To learn more about Premier One's home insurance for South Orange County residents, call or visit us today.

Condominium Insurance in South Orange County, CA

Premier One offers competitively priced condo insurance for South Orange County from the industry's top companies, including Mercury, Hartford, Progressive, Safeco and more. When you work with us, our local insurance agents will assess your condo association policy and your responsibilities as a condo owner in order to find you the best coverage at the right price.

We understand the unique insurance needs of condo owners, and our comprehensive, personalized condo insurance plans allow for financial protection and peace of mind in the event of property damage or destruction due to theft, fire, or vandalism, and more. We offer personal property, additional personal property, improvements, loss assessment, additional living expenses, personal liability protection, guest medical protection, workers' comp coverage and condos rented to others. To learn more about Premier One's condo insurance for South Orange County, contact us today.

Renters Insurance in South Orange County, CA

Premier One works with the leading insurance companies in the business to offer quality renters insurance at affordable prices for South Orange County. Whether you rent a house, condominium or apartment, renters insurance provides important coverage for you and your personal property in the event of damage, loss, lawsuits and other unforeseen events. Our network of insurance providers includes Mercury, Progressive and Hartford, and offers a broad range of renter policies, such as personal property, additional personal property, personal liability protection, guest medical protection, and worker's comp coverage. Discounts are available for smoke alarms, gated communities, security monitoring, and higher deductibles. Save even more when you purchase multiple policies. Call or visit us today to learn more about Premier One's renters insurance for South Orange County.

Umbrella Insurance in South Orange County, CA

Your current auto or homeowner's policy may not adequately cover unforeseeable events, which is why Premier One provides comprehensive, quality umbrella insurance to our valued South Orange County customers. Through our insurance company network, we provide top rated, affordable umbrella insurance designed to shield your personal, family and business assets beyond the limits of your primary insurance. Umbrella insurance provides extra protection against unexpected situations, including coverage for liability such as bodily injury, property damage, or personal injury. Umbrella coverage kicks in after primary insurance is exhausted, and offers primary coverage for losses not covered by other insurance.

With Premier One, you are sure to get the the best protection in the industry. Our umbrella insurance plans usually add $1 million-plus of coverage for a few hundred dollars per year, and in some cases can be paid using the savings from raising the deductibles on your auto and homeowners policies. For more information on Premier One's umbrella insurance in South Orange County, call today.

Commercial Auto Insurance in South Orange County, CA

For comprehensive, reliable commercial auto insurance, business owners in South Orange County go to Premier One. With trusted companies in our network of insurance providers, such as Mercury, Progressive, Hartford and Safeco, who deliver exceptional service, customized coverage, 24/7 claims service and low rates, it is hard to find a better value for commercial auto insurance than Premier One.

Our accommodating plans cover vehicles, delivery vans, tractor-trailers, utility trucks, and more, and can include a number of policy options, such as liability, collision, comprehensive, medical, personal injury protection (PIP) and uninsured/underinsured. Our experienced auto insurance specialists will guide you through the factors that might affect your premiums, such as driving histories, annual mileage, and location. Discounts can be available for multiple cars, multiple policies, good drivers, certain professions, and more, so call us today for more information on Premier One's commercial auto insurance for South Orange County.

Mechanical Breakdown Insurance in South Orange County, CA

Premier One provides reliable, affordable mechanical breakdown insurance for South Orange County from many of the top insurance companies in the industry. Our mechanical breakdown protection, for both new and used vehicles, functions much like a typical extended warranty program by covering the cost of service to your vehicle when it breaks down.

We offer a variety of mechanical breakdown protection plans, including a "Platinum Plan" which covers virtually all of your vehicle's mechanical and electrical components. Repairs can be done at any licensed U.S. repair facility of your choice, and there is no limit to the number of claims you can make. Mechanical breakdown insurance also comes with a number of additional benefits, such as transferable coverage, 24/7 roadside assistance, rental vehicle assistance, tire protection, trip interruption coverage and nationwide protection. To learn more about Premier One's mechanical breakdown insurance for South Orange County, call us today.

Business Insurance in South Orange County, CA

For over 20 years, Premier One has delivered the best combination of protection, price and value to meet the insurance needs of business owners in South Orange County. Our insurance providers all offer exceptional customer service, customized coverage, 24/7 claims service and low rates, as well as the full scope of business insurance policies. Whether you're a small business or large corporation, we have the right coverage options for you, from business owners policies (BOPs) to commercial liability, and from business income to excess coverage. For added protection, we also carry a wide range of insurance enhancements, such as building ordinance, damage to premises rented to you, electronic data processing equipment, employee dishonesty, mechanical breakdown, money and securities, peak-season, professional liability, signage and valuable pagers and accounts receivable.

Our local insurance agents will assist you in choosing the insurance plan best suited to your needs, taking note of your business' particular vulnerabilities. To learn more about Premier One's business insurance for South Orange County, contact us today.

Life Insurance in South Orange County, CA

If you have loved ones who depend on you, now is the time to purchase life insurance. Premier One's knowledgeable agents have helped hundreds of clients in South Orange County obtain cost-effective life insurance tailored to meet their needs. Through our network of top tier life insurance providers, such as Transamerica, Pacific Life and MetLife, we offer the complete range of life insurance plans: term, variable, whole and universal. Our life insurance experts are standing by to help you determine which plan and amount of coverage are right for you, so that you can rest assured that your surviving family will be sufficiently provided for in the event of your death. To learn more about Premier One's life insurance for South Orange County, call or visit us today.

Premier One Insurance Services South Orange County, California (CA)